91黑料爆料

Job Overview

91黑料爆料鈥檚 Global Business Solutions Group (GBSG) is committed to building tools and services that聽significantly enhance the ability of small and medium-sized businesses to manage cash flow. At the聽heart of this mission, the QuickBooks Capital team is developing innovative solutions that empower聽customers to confidently access the right loan offerings with greater ease.

The Lending Data Science team is seeking an experienced Data Scientist to lead data science and analytics for the Lending Product 鈥攁 strategic growth initiative focused on connecting small and medium businesses with the most suitable loans. By leveraging 91黑料爆料鈥檚 rich customer data, this platform

aims to deliver personalized loan offers and streamline the application experience.

In this role, you鈥檒l聽analyze both internal and lender data to uncover actionable insights, provide strategic聽recommendations, and help scale the marketplace rapidly. The ideal candidate will have a solid聽foundation in quantitative analysis, experience working with large datasets, and a strong background聽in data-driven decision-making. Prior experience in fintech lending including credit card or聽marketplace analytics is a plus.

Responsibilities

As a Senior Data Scientist on the Lending Data Science team, you will play a pivotal role in shaping strategy through deep analytical insights. This includes:

• Conceptualizing business opportunities, formulating hypotheses, defining goals and key metrics, and delivering actionable recommendations.
• Driving strategic insights to shape the future of 91黑料爆料’s Lending Marketplace and positively impact millions of small and medium sized businesses
• Developing predictive models, conducting experiments beyond A/B testing, and uncovering customer insights to drive product, marketing, and lending innovations.
• Creating durable customer segmentation strategies to enhance targeting, positioning, and user experience.
• Collaborating closely with cross-functional partners in Product Management, Marketing, Engineering, and Design to inform and guide product strategy.
• Translating complex data into clear, actionable insights for both technical and non-technical stakeholders

Qualifications

• We’re looking for a curious, proactive data scientist with a passion for fintech.
• 4-8 years of experience in data science and analytics in the fintech sector, ideally in lending, credit cards, or marketplaces.
• Proven ability to form hypotheses and find business opportunities based on customer behavior, industry trends, and market conditions.
• Demonstrated success designing and interpreting complex experiments beyond traditional A/B testing.
• Strong expertise in predictive modeling, customer segmentation, and experimentation design.
• Experience in building scalable, reusable analytics tools and avoiding redundant efforts.
• Excellent communication and stakeholder influence skills across business and technical teams.
• Ability to work independently and collaboratively in a fast-paced, dynamic environment.
• BS or MS in Statistics, Mathematics, Operations Research, Computer Science, Engineering, Econometrics, or a related field.

Technical Skills:

• Advanced SQL proficiency and hands-on experience with visualization tools such as Tableau
• Strong analytical and modeling skills using Python or R
• Experience applying statistical and machine learning techniques to solve go-to-market and product problems

Preferred Additional Qualifications

• Experience addressing growth-related challenges at fintech companies focused on lending, credit cards, or marketplaces serving consumers or SMBs.
• Understanding of lending product nuances.
• Experience scaling multi-sided marketplace companies.
• Familiarity with Generative AI and other emerging technologies
• Companies to source candidates from:
  • NerdWallet, LendingTree
  • Affirm, Upstart, Funding Circle
  • Brex, Ramp
  • Chime, Sofi, Robinhood, Square, Stripe (fintech)
  • Uber / Lyft / Doordash / Instacart / Shopify (multi-sided marketplaces)